Hi! I'm Susan Terra,
a Sr. Mortgage Lender
based in Philadelphia, PA.

APPLY NOW

Nice to meet you

I’m obsessive about making sure my clients experience a smooth loan closing. Getting a loan can be complicated. That’s why I listen carefully to my clients and collaborate with my loan team to deliver the best loan options for you. You can always count on me to be available for you and properly answer all of your questions!

Susan Terra Podio | Branch Manager NMLS# 135659

Let’s get moving.

You can start your application with me, online, over the phone, or in-person.

Are you ready to apply for a loan?

I'M READY TO APPLY!
I'M JUST CURIOUS*

Curious about rates + loan options? No problem!
Just a few basic info from you and I’ll give you a call to answer all of your questions!

Meet Susan.

With over 20 years of experience in the mortgage industry, I am able to find you the best financing options to suit your needs. I'm a licensed loan originator in Pennsylvania and New Jersey.
Available Products: Conventional, FHA, VA, USDA, 203K, Reverse, Rehabs, Low Credit Scores, Commercial, Construction, and more.
Additional languages spoken: Italian

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'Home Of 7 Day Closings'

Amazing experience and always available!

I had an amazing experience working with Susan. She is caring, trustworthy, very understanding, and always responded quickly to any questions or concerns I had. She provided excellent service from the beginning to the end and helped with all aspects of an often overwhelming and redundant buying process. Whenever there was a challenge or a hiccup, she always had an answer for it before she even called me, and went above and beyond the scope of her work to make sure everything continued smoothly. She really knows her stuff. She found me the best rate possible and we closed in only three weeks! I am so thankful to have worked with her and the well-oiled machine of the Lending Capital Group. They are all at the top of their game and provide wonderful customer service. I really couldn’t have asked for a better experience, and now count Susan as a friend, and would recommend her to anyone. Words cannot really express my gratitude, but thank you so much again for everything!

Thomas from Southampton, PA

Awesome

Susan was a pleasure to work with she was very caring and patient she answered all my questions in a timely manner and made sure I understood every step of the process she worked very diligently to make sure the process ran smoothly I would definitely recommend Susan to anyone looking to buy a home.

— Sameera from Philadelphia, PA

HOW TO BUY A HOME

01

APPLY

Buying or refinancing your home? Choose an option and get a quote.
We'll study your needs and let you know what type of loan you qualify for.

02

GET PRE- APPROVED

We'll provide a pre-approval letter that shows exactly how much you're approved to borrow.

03

FIND A HOUSE

Find an expert realtor to set you up on an MLS search, take you to showings and when you're ready, they can draft up your offer.

04

SIGN & CLOSE

Once you're in contract, we'll walk you through the loan process until your loan is cleared to close and ready to sign all the paperwork for your new home!

Curious about rates + loan options? No problem!
Just a few basic info from you and I’ll give you a call to answer all of your questions!
You can start your application with me, online, over the phone, or in-person.